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It is somewhere between quite difficult and almost impossible for a non-agent to acquire UNL product details online.
I have been trying to understand differences between GTL and UNL ST HHC products. For an individual 59 or under (for cost reasons), a key difference appears to be the supplementary dental/vision (and hearing?) coverage.
With a specific product name (Dental Vision Shield) rather than being identified as a rider, UNL's product gives the appearance of being a stand alone product which can be purchased separately.
So three questions:
One) Is the UNL Dental Vision shield a stand alone product, or must it be purchased with something else?
Two) Does the UNL Dental Vision Shield also include a hearing benefit of some kind?
Three) Is there any online source, other than agent logins at FMO's which require an NPN, where a non-agent can get a 2020 evidence of coverage for:
a) UNL Dental Vision Shield?
b) UNL ST HHC product?
c) GTL's ST HHC product?
(I have found a 2017 GTL EOC, so my main 2020 question is whether GTL's 2020 vision rider still only includes one $75 preventive dental benefit.)
I have been trying to understand differences between GTL and UNL ST HHC products. For an individual 59 or under (for cost reasons), a key difference appears to be the supplementary dental/vision (and hearing?) coverage.
With a specific product name (Dental Vision Shield) rather than being identified as a rider, UNL's product gives the appearance of being a stand alone product which can be purchased separately.
So three questions:
One) Is the UNL Dental Vision shield a stand alone product, or must it be purchased with something else?
Two) Does the UNL Dental Vision Shield also include a hearing benefit of some kind?
Three) Is there any online source, other than agent logins at FMO's which require an NPN, where a non-agent can get a 2020 evidence of coverage for:
a) UNL Dental Vision Shield?
b) UNL ST HHC product?
c) GTL's ST HHC product?
(I have found a 2017 GTL EOC, so my main 2020 question is whether GTL's 2020 vision rider still only includes one $75 preventive dental benefit.)