Annuity proponents praise bill that would make it easier to include annuities in retirement...

An amendment in The Family Savings Act, HR 6757 passed by the House of Representatives on Sept. 27, would improve access to annuities by removing barriers restricting the types of small business employers permitted to band together to offer a retirement plan.

EBRI analyzes new legislative proposals impacting employer retirement plans

Latest issue brief simulates the impact of proposed legislative fixes on the retirement system.

Congress tacks SECURE Act to 2020 spending bill

House and Senate leaders include landmark retirement reform bill benefitting annuities in must-pass federal budget agreement.

Average IRA contributions climb to all-time high at Fidelity

Fidelity Investments this week released its second annual analysis of over seven million Individual Retirement Accounts (IRAs), which revealed that average contributions for tax...

Congress finalizes $2 trillion coronavirus relief bill including retirement plan aid

Legislation allows limited, early withdrawals from retirement accounts, deferred RMD in 2020.

SEPs vs. 401(k)s

There are advantages and limits for employers who choose to offer Self-Employed IRAs (SEPs) instead of 401(k)s.  But what are they, and in what...

Preston Rutledge retiring as Assistant Secretary of Labor

As head of the Employee Benefits Security Administration, Rutledge was responsible for defined contribution plan regulation, reporting, oversight and enforcement, and also oversaw self-insured health plans, and the DOL fiduciary rule.

The State of Government Pension Plans

Though government employees may enjoy higher salaries and benefits that their corporate peers, this article argues that these employees maintain a false sense of...

Dramatic shift in retirement investment risk tolerance could be boon for annuities

Alliance for Lifetime Income study finds 1 in 4 Americans have a lower risk tolerance for future retirement investments because of the COVID-19 pandemic.

Lessons from the U.K.’s bold new retirement initiatives

A new issue brief from the National Institute on Retirement Security (NIRS) offers the first detailed analysis for U.S. audiences on the U.K.’s new...