Voluntary Benefits: Term life accounts for largest share of inforce premium

Term life insurance accounts for the largest share of voluntary inforce premium by product, according to Eastbridge Consulting Group's annual U.S. State ESI and EPI Data report. Dental, short-term disability, long-term disability and universal/whole life rounds out the top five.

Individual life sales forecast calls for 3% growth in 2019

U.S. individual life insurance sales are expected to rise 3% to $15.0 billion in 2019, according to LIMRA’s just-released annual predictions report. Growth also expected in technology and workplace retirement savings plans.

Put empathy to work in managing workplace DI claims

If disability claims are part of your world, you need to consider ensuring that compassion is part of your agenda. Here’s an inside look at how the claims operations team at a carrier fosters compassion.

Congress finalizes $2 trillion coronavirus relief bill including retirement plan aid

Legislation allows limited, early withdrawals from retirement accounts, deferred RMD in 2020.

52% of large employers now offer HDHPs as companies increasingly shift financial responsibility to...

A new study reveals that 52% of large employers now offer high-deductible health plans (HDHPs), illustrative of a larger trend: companies are altering their...

Organic growth stalls but profits soar in 3Q for P&C agencies and brokerages

More favorable pricing, economic trends suggest improved growth ahead according to new report; profitability hits median high of 22.7% in third quarter.

Prudential report: Employers embracing multichannel approach to benefits communications

Despite the sentiment that we have entered a digitally dominant age, traditional benefits communication vehicles have not yet become obsolete. Employers report they are...

COVID-19 a top cause of disability for U.S. workers

Disability claims for behavioral health on the rise according to internal data from Unum.

The Basics of Selling Group Health Insurance

One agent came to the forum to learn more about selling group health insurance.  After selling term life for a few years, the agent...

‘Bind’ – billed as nation’s first-ever ‘on demand’ health insurance – now available to...

Backed by funding from UnitedHealthcare among others, new company says its pioneering health coverage brings transparency to health care costs and allows addition of coverage throughout the year.