Employers pay much less for health care than government, but ACA increasing government share
A new study from Washington D.C.-based American Health Policy Institute (AHPI) has found employers spend an average of $3,430 per employee for employer-provided health...
Average IRA contributions climb to all-time high at Fidelity
Fidelity Investments this week released its second annual analysis of over seven million Individual Retirement Accounts (IRAs), which revealed that average contributions for tax...
SEPs vs. 401(k)s
There are advantages and limits for employers who choose to offer Self-Employed IRAs (SEPs) instead of 401(k)s. But what are they, and in what...
Doubling Up: Some Details on Spousal Coverage
Parsing out the details of employee benefits can be challenging when it comes to spousal coverage. One producer asked the forum community whether it...
The Lowdown on Pet Insurance
In life, we sometimes have to make tough decisions. In case of an emergency, who do we prioritize? Our family, or our pets? One...
Finding Opportunities in Today’s Group Market
New agents to the group insurance market may wonder where to focus their efforts. While some experienced
individuals advise focusing on companies of 10 to...
The Basics of Selling Group Health Insurance
One agent came to the forum to learn more about selling group health insurance. After selling term life for a few years, the agent...
The State of Government Pension Plans
Though government employees may enjoy higher salaries and benefits that their corporate peers, this article argues that these employees maintain a false sense of...
PEOs – The Good, The Bad, The Ugly
Our posters took to the forum to discuss Professional Employer Organizations "(PEOs") and how health care reform might affect them. Various agents offered their...