10 essential questions consumers need to ask during open enrollment season

LITTLE ROCK, Ark. – Consumers are likely to spend more time planning their next vacation than reviewing their benefit choices during the upcoming open...

What employees want – in terms of how their benefit options are presented

Insurance benefits were once a straightforward offering from an employer. These days, benefit packages offer more selection but also require employees to choose from...

Vision, Critical Illness lead voluntary benefit sales to fourth straight year of growth

WINDSOR, Conn. — The latest results from LIMRA’s U.S. Worksite Sales survey, released in late April, shows voluntary benefits sales increased 5% in 2014...

9 employer healthcare strategies we are sure to see in 2015

In America we have created the best healthcare system in the history of the world. But this "best" system faces some difficult challenges. Employers...

Prudential report: Employers embracing multichannel approach to benefits communications

Despite the sentiment that we have entered a digitally dominant age, traditional benefits communication vehicles have not yet become obsolete. Employers report they are...

Employers pay much less for health care than government, but ACA increasing government share

A new study from Washington D.C.-based American Health Policy Institute (AHPI) has found employers spend an average of $3,430 per employee for employer-provided health...

Average IRA contributions climb to all-time high at Fidelity

Fidelity Investments this week released its second annual analysis of over seven million Individual Retirement Accounts (IRAs), which revealed that average contributions for tax...

SEPs vs. 401(k)s

There are advantages and limits for employers who choose to offer Self-Employed IRAs (SEPs) instead of 401(k)s.  But what are they, and in what...

Doubling Up: Some Details on Spousal Coverage

Parsing out the details of employee benefits can be challenging when it comes to spousal coverage.  One producer asked the forum community whether it...

The Lowdown on Pet Insurance

In life, we sometimes have to make tough decisions.  In case of an emergency, who do we prioritize?  Our family, or our pets?  One...