Average IRA contributions climb to all-time high at Fidelity

Fidelity Investments this week released its second annual analysis of over seven million Individual Retirement Accounts (IRAs), which revealed that average contributions for tax...

SEPs vs. 401(k)s

There are advantages and limits for employers who choose to offer Self-Employed IRAs (SEPs) instead of 401(k)s.  But what are they, and in what...

Doubling Up: Some Details on Spousal Coverage

Parsing out the details of employee benefits can be challenging when it comes to spousal coverage.  One producer asked the forum community whether it...

The Lowdown on Pet Insurance

In life, we sometimes have to make tough decisions.  In case of an emergency, who do we prioritize?  Our family, or our pets?  One...

Finding Opportunities in Today’s Group Market

New agents to the group insurance market may wonder where to focus their efforts.  While some experienced individuals advise focusing on companies of 10 to...

The Basics of Selling Group Health Insurance

One agent came to the forum to learn more about selling group health insurance.  After selling term life for a few years, the agent...

The State of Government Pension Plans

Though government employees may enjoy higher salaries and benefits that their corporate peers, this article argues that these employees maintain a false sense of...

PEOs – The Good, The Bad, The Ugly

Our posters took to the forum to discuss Professional Employer Organizations "(PEOs") and how health care reform might affect them.   Various agents offered their...