Elimination of federal penalty for not having health insurance may mean addition of state...

While the just-passed tax bill eliminates the mandate penalty as of 2019, most who go without coverage in 2018 will still face a penalty. Meanwhile, individual states are considering imposing their own coverage mandates.

Prediction: Eased value-added rules for Medicare Advantage will boost fall enrollment

Cavulus CEO Patrick Phillips predicts new and uniquely expanded benefits in wake of CMS recently easing supplemental health benefits rules

DIonDEMAND aims to disrupt disability insurance industry with instant online policy issuance

SAN DIEGO – On the eve of Disability Insurance Awareness Month, a new company called DIonDemand launched what it calls a revolutionary new disability...

New book says with Obamacare it no longer makes sense to offer employer-provided health...

Rick Lindquist and Paul Zane Pilzer, coauthors of The End of Employer-Provided Health Insurance: Why It’s Good for You, Your Family, and Your Company,...

Vericred, Ritter team to launch PlanCompass Pro for faster quotes, improved health plan selection

Health insurance agents and brokers are spending more time on each application than ever; they’re getting paid less; and clients continue to experience frustration...

Justifying Critical Illness Benefit Plans

Benefit plans such as cancer insurance or critical illness insurance can sometimes be hard to justify. Critics argue that limited benefit policies are too...

Life combo product sales plummeted during 2020 pandemic

Total new premium for individual life combination products decreased 23% to $3.7 billion in 2020, according to LIMRA’s 2020 U.S. Individual Life Combination Products Annual Review.

Beneficiary advocates urge CMS to correct inaccuracies in Medicare & You Handbook for 2019

The Center for Medicare Advocacy, Justice in Aging and the Medicare Rights Center sent a joint letter to the Centers for Medicare & Medicaid Services last week, objecting to serious inaccuracies in the draft Medicare & You Handbook for 2019.

Lemonade launches health insurance coverage… for pets

Finding the existing pet insurance options to be lacking, the startup homeowners and renters insurer built a product for cats and dogs from scratch.

Critical illness coverage: Closing the gap on care

About 1 in 4 employers now offer CI as a voluntary benefit, and premiums increased an impressive 15% last year.