1 Click Coverage

Discussion in 'Life Insurance Forum' started by scottstreet, Jun 26, 2013.

  1. scottstreet
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    scottstreet Well-Known Member

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    I see 1 click coverage (instant decision) options on several life insurance sites. This appears to be National Insurance co. Does anyone have any feedback on them/this program. Do you get appointed and get the html code for your site? Appreciate any info/feedback. Thanks, Jim
     
  2. SecureHealth1
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    SecureHealth1 Well-Known Member

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  3. JRoot
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    JRoot Well-Known Member

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    National Brokerage has the exclusive on them. You need to have an online presence and a marketing plan or they won't accept your appointment. They don't hand out contracts - there's a qualification process.

    Also the underwriting is VERY sensitive - but the rates are competitive with other non-meds. With that said, it's the only instant issue term product out there at the moment. There's another instant issue coming to market soon though.
     
  4. somarco
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    somarco Well-Known Member

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    Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

    I want to say Chase was involved.
     
  5. Mattschmidt
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    Mattschmidt Well-Known Member

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    They won't let you sell it. When I spoke to someone there about 2 months ago, I think they said it was for certain financial institutions to cross sell to their clients. And i think it was Jason cozzetti that told me this
     
  6. NinjaNic
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    NinjaNic Well-Known Member

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    hsbc





    ...............
     
  7. WinoBlues
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    WinoBlues Well-Known Member

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    RBC I think, Now Athene Annuity & Life Assurance Company.
     
  8. SecureHealth1
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    SecureHealth1 Well-Known Member

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    You may be correct, if I recall, they were pretty tight on who they let offer it..
     
  9. JRoot
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    JRoot Well-Known Member

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    Nic and Lee nailed it - HSBC did $500k instant issue coverage and MAN I miss that product. RBC Liberty Life had an instant issue product as well that was good. Both gone.

    I'm salivating for another one to hit the market.
     
  10. dgoldenz
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    dgoldenz Moderator Moderator

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    I thought RBC brought theirs back?
     
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