1 Click Coverage

[scottstreet]

I see 1 click coverage (instant decision) options on several life insurance sites. This appears to be National Insurance co. Does anyone have any feedback on them/this program. Do you get appointed and get the html code for your site? Appreciate any info/feedback. Thanks, Jim

 

[SecureHealth1]

I have a link for them thru National Brokers.

https://www.natbrokers.com/

Ask for Jason Cozzetti

 

[JRoot]

National Brokerage has the exclusive on them. You need to have an online presence and a marketing plan or they won't accept your appointment. They don't hand out contracts - there's a qualification process.

Also the underwriting is VERY sensitive - but the rates are competitive with other non-meds. With that said, it's the only instant issue term product out there at the moment. There's another instant issue coming to market soon though.

 

[somarco]

Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say Chase was involved.

 

[Mattschmidt]

I have a link for them thru National Brokers.

https://www.natbrokers.com/

Ask for Jason Cozzetti

They won't let you sell it. When I spoke to someone there about 2 months ago, I think they said it was for certain financial institutions to cross sell to their clients. And i think it was Jason cozzetti that told me this

 

[NinjaNic]

jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say chase was involved.

hsbc





...............

 

[WinoBlues]

Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say Chase was involved.

RBC I think, Now Athene Annuity & Life Assurance Company.

 

[SecureHealth1]

You may be correct, if I recall, they were pretty tight on who they let offer it..

 

[JRoot]

Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say Chase was involved.

Nic and Lee nailed it - HSBC did $500k instant issue coverage and MAN I miss that product. RBC Liberty Life had an instant issue product as well that was good. Both gone.

I'm salivating for another one to hit the market.

 

[dgoldenz]

I thought RBC brought theirs back?