10 Pay

[Lloyds of Lubbock]

Everybody has had to reprice based on new mortality tables.
Mass has repriced its ten pay months ago.
Guardian has not yet, NY Life has not yet.
Penn has.

 

[Allen Trent]

Everybody has had to reprice based on new mortality tables.
Mass has repriced its ten pay months ago.
Guardian has not yet, NY Life has not yet.
Penn has.

agree. I think most all have done all the work of the repricing. But some are holding off rolling the products out if negatively impacted or they are waiting in line with all the reinsurers/illustration software companies or state Ins division for app/forms approvals.

 

[Lloyds of Lubbock]

Guardian products are very similar. Minimum pua increased
The mass ten pay price went up considerably, but returns improved.
I dont use Penn much but they look similar.
I think by year end, all products muust be repriced.

 

[benneaf]

Thanks for all the input!