10 Yr Old Female Type 1 Diabetic

Mar 2, 2016

  1. JimmyUt
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    JimmyUt Guru

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    I need a whole life policy on this child. She is on an insulin pump and has celiac disease. Diagnosed 3 years ago, and is well controlled. Any ideas?
     
    JimmyUt, Mar 2, 2016
    #1
  2. Tkruger
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    Tkruger Guru

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    Gerber Grow-up plan................possibly?
     
    Last edited: Mar 2, 2016
    Tkruger, Mar 2, 2016
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  3. bluezebra48
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    bluezebra48 Expert

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    A child rider with conversion option. Pretty sure that is AIG. Are the parents covered? I don't cover children without coverage on parents.
     
  4. JimmyUt
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    JimmyUt Guru

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    They have other coverage with new York life and couldn't cover her
     
    JimmyUt, Mar 2, 2016
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  5. rousemark
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    rousemark Still Here!

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    Most companies underwrite their child rider and she would not qualify.
     
  6. bluezebra48
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    I was just looking at the riders brochure yesterday in AIG site. No underwriting for children on the rider and can convert to permanent policy.
     
  7. HoosierLife
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    HoosierLife Want to write $20,000+ Guaranteed? bit.ly/learnfe

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    Principal's child rider is not underwritten. $25 per year for $25k convertible rider.

    I know $200k min face on super pref 29 FNT is around $13/mo.
     
  8. JimmyUt
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    JimmyUt Guru

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    Thanks for all the input guys. I didn't think about child riders til it was brought up in previous posts.
     
    JimmyUt, Mar 2, 2016
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