I came into a situation today that I haven't worked before. I'm doing a group plan for a 15 person travel agency, however, they have another 100 indepenedent contractors spread out all over the country with many asking about health insurance options. The company doesn't want to pay anything and they probably couldn't anyway to keep the employees under the 1099 status. A group plan doesn't work. Any other suggestions? Should I just give each one a call and use the company as a reference? Given they're spreadout all over the country, I doubt a list bill would be practical, as there will be way too many different carriers given the geographical spread.