15yr Old With Cerebral Palsy and VP Shunt History

[victor247]

Trans. .

How much insurance would the parent need to have? Is this on their traditional WL or term product or on the FE product?

 

[HoosierLife]

How much insurance would the parent need to have? Is this on their traditional WL or term product or on the FE product?

FE. $5000 for both. Can convert at 18.

Do I search on the forum. There is another term product that offers the same thing. I was asking the same thing a year or two back. Can't remember who the carrier was.

 

[victor247]

FE. $5000 for both. Can convert at 18.

Do I search on the forum. There is another term product that offers the same thing. I was asking the same thing a year or two back. Can't remember who the carrier was.

What is the Max coverage the child can get? 5k?

 

[gymguy]

I know this would not be your first choice, but Lincoln Heritage modified would work.

GL man

 

[Rivers1]

Not knowing the full details, United Heritage has cerebral palsy listed as modified in their agent guide.

 

[HoosierLife]

What is the Max coverage the child can get? 5k?

Yes. Do a search. This topic has been covered.

 

[WinoBlues]

Is there a company that doesn't ask medical questions of the child and the child can go on as a rider for a parents policy?

Check out Assurity term. I believe each parent can get $5,000 rider.

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Not knowing the full details, United Heritage has cerebral palsy listed as modified in their agent guide.

Min. age is 40.........

 

[victor247]

I know this would not be your first choice, but Lincoln Heritage modified would work.

GL man

Can you get me the numbers for this? Shes 15 and history of cerebral palsy and VP shunt. I called Lincoln and they wouldn't give me any information because I'm not contracted with them.