20 Pay Whole Life Policies

[DarenMC83]

Who does these type of policies in Kentucky? I have one company, just looking for another reputable company to add to my agency.

Thanks!

 

[DHK]

Ohio National, MassMutual, Lafayette Life

 

[DarenMC83]

Does Lafayette or Mass do independent contracting?

 

[DHK]

Lafayette is available through many IMOs. Several on this forum I believe.

MassMutual would be through your local general agent office.

 

[DarenMC83]

Thank u!!

 

[DarenMC83]

Does it matter with Lafayette if you were previously employed with western & southern?

 

[DHK]

I doubt it - especially if it's been longer than 6 months since the last time you wrote a policy.

 

[Golfnut2112]

You can go with Lafayette directly you do not need an IMO. Under no circumstance would I go thru an IMO they have a great sales department that will help you design cases a bonus plan and great conventions, not sure if you would get the bonuses thru an IMO. They also have a sister company Columbus life that you can also contract directly with.

 

[Tahoe Ray]

You can go with Lafayette directly you do not need an IMO. Under no circumstance would I go thru an IMO they have a great sales department that will help you design cases a bonus plan and great conventions, not sure if you would get the bonuses thru an IMO. They also have a sister company Columbus life that you can also contract directly with.

No experience with Lafayette life but in most cases, you can qualify for bonuses, conventions, and use the sales desk with quite a few carriers, even if using an IMO.

Even if you have an above street contract, most of those perks just require you writing with your own pen...

 

[DarenMC83]

Thanks all!