2019 Part B Premium & Deductible

Either I have broke clients or they think they don’t pay $134. Uhh yeah I’m pretty sure they just have no idea what they pay for part B. 1/5 of my clients are on a part b reduction and have no clue a year later

I think you are very close to CMS numbers. They said that 28% of Part B enrollees are still on reduced premium in 2018.
 
Uhh yeah I’m pretty sure they just have no idea what they pay for part B.

Don't have to be broke to have no clue. Too many folks have no idea how their plan works or what they pay in premiums.

But almost all will tell you they are paying too much.
 
Don't have to be broke to have no clue. Too many folks have no idea how their plan works or what they pay in premiums.

But almost all will tell you they are paying too much.

sounds about right. The Baby Boomer Generation, wants health care for free, but doesn't want socialism. They also don't want to pay taxes, but want their social security checks increased. They don't want to work, but thinks the younger generations are lazy.

Sounds like a very confused group of people to me.
 
sounds about right. The Baby Boomer Generation, wants health care for free, but doesn't want socialism. They also don't want to pay taxes, but want their social security checks increased. They don't want to work, but thinks the younger generations are lazy.

Sounds like a very confused group of people to me.

I believe you have Baby Boomers confused with Millennials.

I am guessing your are NOT a Boomer.
 
sounds about right. The Baby Boomer Generation, wants health care for free, but doesn't want socialism. They also don't want to pay taxes, but want their social security checks increased. They don't want to work, but thinks the younger generations are lazy.

Sounds like a very confused group of people to me.

You've been talking to my clients!?!?!? :mad: :D


...couldn't have said it better myself.

- They "earned" their Medicare and "shouldn't have to pay."
- The "government programs" are robbing them of their medicare (think about that one...)
- They don't get enough of a "raise" (sorry, but what did you do to earn a "raise"? It's not a job....)

Yep - good summary. Obviously, not all of them, but some of them for sure.
 
Just an FYI to the youngsters selling anything Medicare to folks 65+.

Both Medicare and SS were not designed to be comprehensive. Rather, they provided minimal coverage and income replacement. Both are funded as a Ponzi scheme where those that got in early paid in little or nothing but got a nice "return" on their "investment".

Both systems are pay as you go from current tax revenues and dipping into the "Trust Fund" which was robbed many years ago to shore up general tax revenues.

Most folks on Medicare and SS paid into the scheme for 40 years or more. While benefits are not guaranteed, they are promised and backed by the full faith and credit of the US Treasury.

If you have worked with Boomers (and older) for any length of time you SHOULD know that most are single. Some widowed, others divorced.

Some had good careers and then lost jobs in the prime of their life through no fault of their own.

Others have had huge medical bills. Some have filed bankruptcy.

The phrase "Man plans and God laughs" comes to mind.

Most of my clients are middle to upper income folks. A few would be classified as wealthy.

They pay their bills on time. Have very little debt other than a mortgage and many don't even have that.

They don't want or expect a handout. Most are too proud to even ask for help.

But they do feel entitled to collect on a promise and many years of paying into a scheme built on promises.

If your parents are alive and part of the Boomer generation you might want to ask them how they feel about all this.
 
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Just an FYI to the youngsters selling anything Medicare to folks 65+.

Both Medicare and SS were not designed to be comprehensive. Rather, they provided minimal coverage and income replacement. Both are funded as a Ponzi scheme where those that got in early paid in little or nothing but got a nice "return" on their "investment".

Both systems are pay as you go from current tax revenues and dipping into the "Trust Fund" which was robbed many years ago to shore up general tax revenues.

Most folks on Medicare and SS paid into the scheme for 40 years or more. While benefits are not guaranteed, they are promised and backed by the full faith and credit of the US Treasury.

If you have worked with Boomers (and older) for any length of time you SHOULD know that most are single. Some widowed, others divorced.

Some had good careers and then lost jobs in the prime of their life through no fault of their own.

Others have had huge medical bills. Some have filed bankruptcy.

The phrase "Man plans and God laughs" comes to mind.

Most of my clients are middle to upper income folks. A few would be classified as wealthy.

They pay their bills on time. Have very little debt other than a mortgage and many don't even have that.

They don't want or expect a handout. Most are too proud to even ask for help.

But they due feel entitled to collect on a promise and many years of paying into a scheme built on promises.

If your parents are alive and part of the Boomer generation you might want to ask them how they feel about all this.
my guess is you are a boomer, and I really pushed a button with you to be dwelling on this all morning LOL

:laugh::laugh::laugh::laugh:
 
The ability to understand a client's perspective and empathize with them goes a long way towards building a block of loyal clients.

Clients are different from policyholders.

"LOL"
 
Perhaps I should have said most of "my" clients are singles and most are female.

Maybe that is a Georgia thing.
 
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