36 Year Old Male on Insulin Term Needed

Client NS 36 year old male on insulin ( since childhood) looks for term 250K under $30 .
height 6'2" weight 230#
no other health issues

You know the forum is not your personal quote desk.

If there is an underwriting question you are struggling with then ask the question. I mean, are you really going to go to the prospect with the quote you get here?
 
juvenile onset diabetic = table 6 from the start.
History of A1C under 7 for an extended period of time... possibly better.
History of A1C over 7... probable postpone.
HT/WT is distracting... he should know better.
 
You know the forum is not your personal quote desk.

If there is an underwriting question you are struggling with then ask the question. I mean, are you really going to go to the prospect with the quote you get here?

I was looking for carrier sorry I was not clear
 
juvenile onset diabetic = table 6 from the start.
History of A1C under 7 for an extended period of time... possibly better.
History of A1C over 7... probable postpone.
HT/WT is distracting... he should know better.

You know nothing in terms of underwriting Diabetic individuals

Shame on you. Stop being a black eye to my profession
 
Don't waste your time on someone with unrealistic expectations. $30/month is not happening ever. 10-year term is probably $50/month minimum. Get a commitment for $50-100/month and then go from there.
 
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