5 Star Life Insurance Company Term to 100

[Robert Barney]

So IF they lower coverage, it's for the entire group.

Yes, and that means a lot of people get hammered, as opposed to a few. Not much comfort to those getting hammered.

 

[WinoBlues]

I can't get anyone past the first question. Everyone has been declined before they get to me, at least the ones who can't Sagicor/Phoenix/ANICO.

Sorry, I do not understand what you are saying.

 

[bluezebra48]

If they have been declined by another company, they can't go with 5 Star. When I ask if they'd been recently declined, the ones who fit 5 Star have already been declined somewhere else. Before I had a chance to steer them to a policy they could qualify for with good field underwriting, someone else messed it up for them. Had a 5.4 300 pound 30 y/o female this morning on metforman, high A1C. Good to go all day with 5 Star. She had been declined by her local State Farm last month. Why is that even getting submitted?

 

[Newby]

Does all group coverage have clauses that the group rates can change in the future or just this product? And AARP?

I always thought all group products could do that.

 

[WinoBlues]

If they have been declined by another company, they can't go with 5 Star. When I ask if they'd been recently declined, the ones who fit 5 Star have already been declined somewhere else. Before I had a chance to steer them to a policy they could qualify for with good field underwriting, someone else messed it up for them. Had a 5.4 300 pound 30 y/o female this morning on metforman, high A1C. Good to go all day with 5 Star. She had been declined by her local State Farm last month. Why is that even getting submitted?

Got it. The ones that got declined that will not qualify for Sagicor/Phoenix/ANICO.

Speaking of which. Would you email me the Phoenix and ANICO guides please?

Thanks,

[email protected]

 

[bluezebra48]

I sent a Phoenix. My ANICO is paper. Are you in Nor Cal, also you with Pinney?

 

[Tahoe Ray]

Got it. The ones that got declined that will not qualify for Sagicor/Phoenix/ANICO.

Speaking of which. Would you email me the Phoenix and ANICO guides please?

Thanks,

[email protected]

I sent you Anico.

 

[WinoBlues]

I sent a Phoenix. My ANICO is paper. Are you in Nor Cal, also you with Pinney?

Got it, Thanks.

Central Cal. Yes on Pinney.

 

[bluezebra48]

Forward that ANICO this way, please and thank you

 

[WinoBlues]

I sent you Anico.

Got it Ray, Thanks,

I understand you are going to be in town so talking to one of the company guys. If I am around hit me up.


Lee

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Forward that ANICO this way, please and thank you

Aye!


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