5-Star MA Plans

For 5 star MA/MAPD plans, you can:
  • Disenroll from Original Medicare and enroll in a 5-star Medicare Advantage plan.
  • Switch from any Medicare Advantage plan to a 5-star Medicare Advantage plan.
  • Switch from a 5-star Medicare Advantage plan to a different 5-star Medicare Advantage plan.
So the 5 star SEP for MA also applies to people who just have Medicare Part A & B and want a MA/MAPD plan.
It's not just for people who already have a MA/MAPD plan and want to switch to a 5 star MA/MAPD plan.

Correct?
 
For 5 star MA/MAPD plans, you can:
  • Disenroll from Original Medicare and enroll in a 5-star Medicare Advantage plan.
  • Switch from any Medicare Advantage plan to a 5-star Medicare Advantage plan.
  • Switch from a 5-star Medicare Advantage plan to a different 5-star Medicare Advantage plan.
So the 5 star SEP for MA also applies to people who just have Medicare Part A & B and want a MA/MAPD plan.
It's not just for people who already have a MA/MAPD plan and want to switch to a 5 star MA/MAPD plan.

Correct?

"Disenroll from Original Medicare" gives me a headache. Anyway, to quote CMS:
Eligible individuals can switch from an MA plan, a PDP, a cost plan or Original Medicare to an MA-only plan, an MA-PD plan, a PDP or a cost plan that has a 5-star overall rating.
An individual using this SEP can enroll in an MA-only plan, an MA-PD plan, a cost plan or a PDP with a 5-star overall rating even if coming from Original Medicare (with or without concurrent enrollment in a PDP). Individuals enrolled in a plan with a 5-star overall rating may also switch to a different plan with a 5-star overall rating. An individual in an MA-only or MA-PD coordinated care plan who switches to a PDP with a 5-star overall rating will lose MA coverage and will revert to Original Medicare for basic medical coverage.
Regardless of whether the individual has Part D coverage prior to use of this SEP, any individual who enrolls in a 5-star Medicare Advantage private Fee-for-Service plan without prescription drug coverage or a 5-star cost plan is eligible for coordinating Part D SEP to enroll in a PDP. (See Chapter 3, Section 30.3.8 #8, letter H of the Medicare Prescription Drug Benefit Manual for more information.)
 

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