6 Foot 370lbs Needs Term Any Sugjestions

SamIam

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1000 Post Club
1,237
I have a client who is 6'0 370 lbs 33yrs old non-smoker needs term wants at least $100 grand. I was going to use 5 star but I don't trust it because rates are only guaranteed for 10 years.

He's on no meds. He takes a dot exam every 2 years because he is a truck driver so I know he gets checked out.

Any suggestions?
 
My husband has similar build issues, smokes and has a host of ailments, like sleep apnea, fibro, RA. I just got him a MetLife Guaranteed term, we just budgeted $50 so that got us 125k. He is 40. Hle just quit smoking so I will redo in a year and can hopefully get him up to 200k face. He has a big policy through work so this is just extra for us.
 

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