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Will anyone but United take this guy. He is stuck with Family life and their 50% rate increases the last few years otherwise. I have looked at all I have and don't think I can place him and UHC is the same price.
I don't think there is, unless you have a carrier that has GI. In my state BCBS asks no health questions. They're high, but not the highest.
No birthday rule or GI here. He is paying $225 for a Plan F which is a lot here. Hoping to better the situation if possible.
Will anyone but United take this guy. He is stuck with Family life and their 50% rate increases the last few years otherwise. I have looked at all I have and don't think I can place him and UHC is the same price.
Jimmy, have you considered moving him to the UHC Plan N? The $147 Part B deductible plus the small copays that Plan N has are far less than the premium savings here in TN. I have saved several elderly folks many $hundreds and eventually $thousands this way. Also, at least in this state, commissions are not reduced for being >80, and are the same for all plans. YMMV
It would save him $30, but I don't think it enough for him to justify the plan differences. They have the Select F as well in his county for about the same price. I am going to talk to him and see.