A good company for Disability?

Discussion in 'Disability Insurance Forum' started by dvd493, Oct 4, 2006.

  1. dvd493
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    dvd493 Super Genius

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    Does anyone out there know of a good stand alone company for a disability policy?
     
  2. STIBROKER
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    STIBROKER God Moderator

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  3. dvd493
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    dvd493 Super Genius

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    Thank you Sti, this will be helpful to me. Do you know of any stand alone Critical Illness companies?
     
  4. pfsthib
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    pfsthib Super Genius

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  5. sman
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    sman Guru

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    In addition to Illinois Mutual, you may also want to consider Principal (much better for White Collar workers than Illinois Mutual). Mutual of Omaha and Metlife also have DI.
     
  6. dvd493
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    dvd493 Super Genius

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    Thank you for the replies, I appreciate all of them.
     
  7. James
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    James Guru

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    What kind of DI are you looking for? You have two major players in Own Occupation for the most part, Union Central and Guardian. The others are good but be real careful on how they define Occupation, it varies between companies.
     
  8. James
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    James Guru

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    I forgot, wrote the last reply kind of quickly. Don't forget Standard, so you have Guardian, Standard and Union Central. Forget about the others if you want the best contractual language for Own Occupation. At least IMHO.
     
  9. somarco
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    somarco Guru

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    I believe this was covered at the NAA convention . . .
     
  10. johncm
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    johncm Expert

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    Guardian for white collar
    Standard of Oregon for all else, even white collar. Both have grear own oc
     
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