A good company for Disability?

dvd493

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Does anyone out there know of a good stand alone company for a disability policy?
 
Thank you Sti, this will be helpful to me. Do you know of any stand alone Critical Illness companies?
 
dvd493 said:
Does anyone out there know of a good stand alone company for a disability policy?

In addition to Illinois Mutual, you may also want to consider Principal (much better for White Collar workers than Illinois Mutual). Mutual of Omaha and Metlife also have DI.
 
What kind of DI are you looking for? You have two major players in Own Occupation for the most part, Union Central and Guardian. The others are good but be real careful on how they define Occupation, it varies between companies.
 
I forgot, wrote the last reply kind of quickly. Don't forget Standard, so you have Guardian, Standard and Union Central. Forget about the others if you want the best contractual language for Own Occupation. At least IMHO.
 
Guardian for white collar
Standard of Oregon for all else, even white collar. Both have grear own oc
 
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