A little humor...

May 7, 2007

  1. Guest
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    Guest Guest

    This is dedicated to all those who have been in the realm of health insurance way too long!


    MEDICAL INSURANCE EXPLAINED

    Q
    . What does HMO stand for?
    A.
    This is actually a variation of the phrase , "HEY MOE ." Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget the pain in his foot if he was poked hard enough in the eye .

    Q
    . I just joined an HMO . How difficult will it be to choose the doctor I want?
    A.
    Just slightly more difficult than choosing your parents . Your insurer will provide you with a book listing all the doctors in the planThe doctors basically fall into two categories: those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan . But don't worry, the remaining doctor who is still in the plan and accepting new patients has an office just a half-day's drive away and a diploma from a third world country .

    Q.
    Do all diagnostic procedures require pre-certification?
    A.
    No. Only those you need.

    Q. Can I get coverage for my preexisting conditions?
    A.
    Certainly, as long as they don't require any treatment

    Q.
    What happens if I want to try alternative forms of medicine?
    A.
    You'll need to find alternative forms of payment.

    QMy pharmacy plan only covers generic drugs, but I need the name brand . I tried the generic medication, but it gave me a stomach ache What should I do?
    A.
    Poke yourself in the eye.

    Q.
    What if I'm away from home and I get sick?
    A
    . You really shouldn't do that .

    Q.
    I think I need to see a specialist, but my doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his/her office?
    A
    Hard to say, but considering that all you're risking is the $20 co-payment, there's no harm in giving it a shot .

    Q
    Will health care be different in the next decade?
    A.
    No, but if you call right now, you might get an appointment by then .
     
    Guest, May 7, 2007
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  2. Crabcake Johnny
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    Crabcake Johnny Guru

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    Lol. And the reason it's so funny is because it's true. I was on a group HMO during the birth of my son and we now needed a local pediatrician. The first 10 doctors we called were no longer accepting patients. We finally found one and had to book a month in advance for an appointment.
     
  3. newmindfashion
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    newmindfashion Guru

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    PerfectChoice,
    That IS extremely funny.
     
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