I had a 70 year gentleman call me about his options for coverage. He has always been a self pay guy....does not believe in insurance. he has Medicare Part A....and never got B. If he wants B, he has to wait until Jan to apply, and then Part B will start in July, with a penalty.
He was just diagnosed with stage 4 pancreatic cancer, and assumes he will be dead by July...so Part B will do him no good by then.
The question is, since he only has Part A, could he buy an ACA plan at full price from someone during open enrollment. I know you can get ACA at any age, but generally the question is are you eligible, or do you have Medicare. He only has part of it....and will likely benefit from Part B or ACA....else, I just feel sorry for him.
The wife, unbelievably, somehow signed up for ACA when she was 66.....and now learned that it was a mistake, so I can get her unto Medicare next year....as she will still be alive. She never applied for A or B.
Some people are just clueless when it comes to their options.
He was just diagnosed with stage 4 pancreatic cancer, and assumes he will be dead by July...so Part B will do him no good by then.
The question is, since he only has Part A, could he buy an ACA plan at full price from someone during open enrollment. I know you can get ACA at any age, but generally the question is are you eligible, or do you have Medicare. He only has part of it....and will likely benefit from Part B or ACA....else, I just feel sorry for him.
The wife, unbelievably, somehow signed up for ACA when she was 66.....and now learned that it was a mistake, so I can get her unto Medicare next year....as she will still be alive. She never applied for A or B.
Some people are just clueless when it comes to their options.