Just posted a new article (link below) from the National Ethics Association that tackles the delicate subject of sales perks and incentives in the annuity market, and how they can be construed as creating conflicts of interest when it comes to agents recommending annuity products to their clients. These perks and incentives are legal, but many (including Sen. Elizabeth Warren) would like to change that and are taking steps in that direction. Others think why not leave well enough alone? Please give it a read, and chime in with your thoughts on the subject here. Insurance Forums | Annuity perks: Corrupting the business or moving it forward?