I have a block of AIG LTCi. AIG was an A++ (AM Best) when I sold their LTC policies. Now I will have heard that they are on the ropes. I've not heard of AIG selling their LTC block. They would have a hard time convincing another carrier of it's value. I know that my clients whom are on claim will be taken care of (state fund - maybe). What I don't know is how will I explain this mess to my clients whom have paid their premiums and could end-up with nada!!!!!!