Is there any equivalent of State Farm's hospital income policy in the indy world?
For those of you that don't know how it works, it basically pays $250 per day for every day of hospital confinement for a covered sickness or accident.
Plus $250 for each emergency room visit (max 3x per year)
Plus $250 for outpatient surgery.
It is a stackable disability policy with no coordination of benefits. It is pretty affordable - $18-$30 monthly for most people.
Underwriting and issue is fast, usually within 1 hour.
Is there anything else like this available for individual (not group) purchase? I sell a bunch of these now and would like to continue a similar offering once I go indy.
For those of you that don't know how it works, it basically pays $250 per day for every day of hospital confinement for a covered sickness or accident.
Plus $250 for each emergency room visit (max 3x per year)
Plus $250 for outpatient surgery.
It is a stackable disability policy with no coordination of benefits. It is pretty affordable - $18-$30 monthly for most people.
Underwriting and issue is fast, usually within 1 hour.
Is there anything else like this available for individual (not group) purchase? I sell a bunch of these now and would like to continue a similar offering once I go indy.
