Americo for Annuities???

[SC Local LAH Agent]

Primarily a Health agent, my life business has greatly grown over the past few years so adding annuities seems to be the next logical step. I was told by a friend that Americo is who he uses for annuities any one familiar with them or have any suggestions???

 

[senior-advisor-indiana]

Americo is a good company but you need to offer more than one company to be able to help clients

 

[SC Local LAH Agent]

Thank You, so any suggestions??

 

[senior-advisor-indiana]

I would get with a FMO or IMO. They can appoint you with all the top carriers when you need them. I mostly have used Amerus.

 

[Ahnuld]

Good suggestions. Better check the conditions to get those higher commission level contracts. Most offer entry level, e.g. "street" level. Higher contracts may have some production requirements to fulfill. For example, a term life contract may have a street of 100% and the next level may require a minimum production of $25,000 to move up to the 105% level.

Hope this is helpful.

 

[GreenSky]

Thank You, so any suggestions??

VERY IMPORTANT. Get a pre-nup letter before you sign with any FMO.

Rick

 

[Ahnuld]

VERY IMPORTANT. Get a pre-nup letter before you sign with any FMO.

Rick

Anyone have a recent copy of a pre-nup?

 

[senior-advisor-indiana]

Independent Brokerage offers a pre nup. Thats who I have used for the last couple years.

Also, I was referring to street level contracts for Annuities. MOst FMO's offer street level, there are a few that offer lower. I do not have the productuion to bump up. I'm not even sure how much you need to write for higher contracts.

 

[atlantic123]

SunLife, Allianz, and RBC have good products. If you like Indexed Ul try Aviva. Great product.

 

[SC Local LAH Agent]

Thank You! Always appreciative to get some information I can use.