Any Companies Sell Individual Health Plans in Alabama Besides BCBS

Discussion in 'Health Insurance Exchange Forum' started by shooter, Dec 27, 2016.

  1. shooter
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    shooter Well-Known Member

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    State:
    Alabama
    I'm an agent in Alabama with an adult son
    that just lost his Obama care.
    I don't write health coverage, life mostly.

    He has to get coverage outside of the exchange.
    Any health companies sell individual coverage in
    our state beside BCBS?

    Thanks,
    Shooter
     
  2. somarco
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    somarco Well-Known Member

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    State:
    Georgia
    Why?

    A better question would be if any agents sell health insurance. My guess is almost none and a similar answer for carriers.
     
  3. salesgirl
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    salesgirl Well-Known Member

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    Hey Shooter! Unfortunately, BCBS is the ONLY health insurance carrier in Alabama right now, as far as ACA. UnitedHealthcare and Humana just left. However, there are agents who sell short term health insurance, which would be a good option to hold him over until Open Enrollment. However, there is an unwriting process for that, plus, he'd still have to pay the fine. I'd suggest looking for a STM agent. I think UnitedHealthcare has a STM, and HIIQuote too. Another, more risky option is a Limited Benefit/Limited Medical/Hospital Indemnity Plan. I'd recommend the STM over that if he can get it. Hope this helps! PM me if you need a phone number to a local agent.
     
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