Anybody have experience with Reserve National products?

Discussion in 'Health Insurance and Ancillary Benefits' started by aufan, Dec 7, 2006.

  1. aufan
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    aufan Well-Known Member

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    I am running across a few folks with Reserve National health insurance. Lady I was talking with tonight was singing their praises...said they paid fantastic on a knee replacement surgery.

    Anyone selling their products?
     
  2. somarco
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    somarco Well-Known Member

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    Never heard of them.

    Their website seems to indicate this is a career shop, no brokerage.

    http://www.reservenational.com/pages/Careers.html

    Other than that you really cant tell anything about their operation. Much of their site is under construction so you cant even view their product portfolio. When you pull up their locations I see 3 Schuster's in management positions. That may mean something or nothing.

    I have worked in Knoxville & Nashville in the past and neither of the names listed for those cities mean anything to me. That may be irrelevant as well.

    And this may be of interest, if it still is applicable.

    http://www.findarticles.com/p/articles/mi_m0EIN/is_1998_July_13/ai_20894012

    Aflac, Colonial type policies possibly?
     
  3. James
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    James Well-Known Member

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    And now you get too look behind door number 1,2 or 3 for your prize! :D I think you are correct.
     
  4. leftie12
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    leftie12 New Member

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    Has anyone heard any more about Reserve National lately? I just had a prospect say he had gotten a quote from them.
     
    Last edited: Dec 21, 2009
  5. chp
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    chp Well-Known Member

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    They are a second tier insurance company at best. No need to sell it. When I run across a client that has them, it is an easy sale. Get a copy of their plan, read through it.

    All clients love their low premium company when they dont use it.

    If you are independent, you should have contracts with the major players in your state(s). Explain to your clients that you are the expert, and guide them to a good, real, health plan. Reserve National is not one of them.

    Best of luck!
     
  6. raven585
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    raven585 Well-Known Member

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    chp, reserve national is not, good, or real? how is it an easy sell if other products are much more expensive and they cant afford your policy?
     
  7. AllenChicago
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    AllenChicago Well-Known Member

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    Looks like they're still swimming in success and happiness at Reserve National. The company seems to sell everything but Major Medical?

    Careers at RNIC

    -AC
     
  8. davidleekline
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    davidleekline Well-Known Member

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    I just converted a small group of 6 from Reserve National. The agent that sold it snooker the owner but it was not until one employee had to pay almost his entire hospital bill that he understood.

    Stay with the big names, unfortunately there will be fewer of them in the future--aka Principal Financial, American Community ....
     
  9. raven585
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    raven585 Well-Known Member

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    In what state was that david?

    nevermind, i see iowa.
     
    Last edited: Oct 29, 2010
  10. jbage007
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    jbage007 Well-Known Member

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    same as old United American semi-guaranteed-issue very limited benefit plans designed only for people who can't get "real" insurance otherwise

    owner of company is good friends with dude named Mick E. Mouse
     
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