They offer a $10,000 deductible policy with an accidental illness supplement rider to cover the $10,000 deductible along with medical repricing for out of pocket expenses. $5000 maximum out of pocket expense. Underwritten by United Healthcare. $35 copay for doctor visits without deductible. $500 deductible for name brand presrciption drugs. Sound like a good plan for the cheap rates. Anything I should be aware of before I signup.