- 901
High-F is a HORRIBLE value by most commonly accepted methodologies. Of note, however, it does let people stay on Original Medicare and not have to worry about uncapped out-of-pocket maximums. In other words, it allows people NOT to have to dive head-first into the MA/MAPD dumpster world just to get peace of mind regarding OOP costs.
Want to use the Mayo Clinic out here in Scottsdale, for example? Can't do it with any MA/MAPD plan. Only original Medicare (with or with a supp).
Original Medicare is a superior option for most Medicare beneficiaries, regardless of whether they realize it before they need it, and High-F allows people to have some lower cost peace of mind.
That being said, as a broker, I hate stinkin' High-F.
Want to use the Mayo Clinic out here in Scottsdale, for example? Can't do it with any MA/MAPD plan. Only original Medicare (with or with a supp).
Original Medicare is a superior option for most Medicare beneficiaries, regardless of whether they realize it before they need it, and High-F allows people to have some lower cost peace of mind.
That being said, as a broker, I hate stinkin' High-F.