Are You Limited to Top Commission if You Hold a GA Contract in NY?

Yes, mostly. Some fraternals have ways of skirting that, but NY is a terrible state to do insurance in.
 
what are some fraternal ways?

It's the carriers themselves, Foresters comes to mind and I think there is another one or two as well, but traditional carriers have limits on compensation because NY is a terrible state. (I'm originally from there)
 

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