Another thing to consider on this topic is political evacuation. It is covered in some of the travel insurance policies and pays if you have to be evacuated due to a policitical situation or if the US government determines that US citizens should leave an area.
Also most major health plans do not have the necessary coverage for exchange students attending US schools or those on a student visa.
Also most major health plans do not have the necessary coverage for exchange students attending US schools or those on a student visa.