Assurant's Rates in Texas

May 8, 2007

  1. joshril
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    joshril Guru

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    Is it just me, or are Assurants rates appearing to more competitive in Texas...?? I have been writing a fair amount of Assurant lately, and the non-copay rates have been very competitive and even beating alot of the other guys. I know Assurant has a bad reputation in TX for their rates, but maybe I've just been writing in good zip codes...
     
    joshril, May 8, 2007
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  2. Crabcake Johnny
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    TX is very zip code dependent for Assurant. Some zips are fine, others are horrible.
     
  3. STIBROKER
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    STIBROKER Like My post and enter the DRAWING,,,, Moderator

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    Dude....he could be writing the right start plan.....
     
  4. joshril
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    joshril Guru

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    Of course!! That's all I write!! HA!

    I haven't written one Right Start nor do I plan on it!
     
    joshril, May 8, 2007
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  5. Crabcake Johnny
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    TX is Assurant's number 1 state in the country for sales.
     
  6. joshril
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    joshril Guru

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    I'm really starting to like Assurant... def in my top two carriers especially with 2 and 3 year rate guarantees...
     
    joshril, May 8, 2007
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  7. Golddoor
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    Assurant- zipcode 75067 one male 35 with 31 year old spouse both non smokers and 3 children. I have the Max plan( 1000ded,80/20,35office copay,3000oop) at $1096.15

    Unicare- Same zip and family under Fit plan on (1000ded, 80/20,30 off copay, 3000oop) at $618.00

    Fit plan has $250.00 brand name prescript ded and Assurant $500.00 + 20% copay on brand name.

    $479.00 a month savings going with Unicare!:err:
     
  8. Crabcake Johnny
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    Not sure what's going on with Unicare's HSA:

    Unicare HSA - zip 75067 - male 40, female 40, 2 kids. $5,000 individual, $10,000 family deductible at 80% coinsurance. Drug copay start after the deductible? Rate = $482

    Assurant HSA - same info - $5,700 individual deductible, $10,000 family at 80% coinsurance. Drugs are free after deductible - $452

    Personally I like 100% coinsurance but it doesn't like Unicare has that option.

    That's Assurant all the way. Plus you add accident production and the free HSA account. Doesn't look like Unicare has a HSA admin.
     
  9. STIBROKER
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    STIBROKER Like My post and enter the DRAWING,,,, Moderator

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    shhhhhhhh....you keep the Assurant agents thinking they have the best rates so we will have stuff to replace....
     
  10. Crabcake Johnny
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    No comment on the HSA comparison Scott?
     
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