Assurant's Rates in Texas

[joshril]

Is it just me, or are Assurants rates appearing to more competitive in Texas...?? I have been writing a fair amount of Assurant lately, and the non-copay rates have been very competitive and even beating alot of the other guys. I know Assurant has a bad reputation in TX for their rates, but maybe I've just been writing in good zip codes...

 

[Crabcake Johnny]

TX is very zip code dependent for Assurant. Some zips are fine, others are horrible.

 

[STIBROKER]

TX is very zip code dependent for Assurant. Some zips are fine, others are horrible.

Dude....he could be writing the right start plan.....

 

[joshril]

Dude....he could be writing the right start plan.....

Of course!! That's all I write!! HA!

I haven't written one Right Start nor do I plan on it!

 

[Crabcake Johnny]

TX is Assurant's number 1 state in the country for sales.

 

[joshril]

TX is Assurant's number 1 state in the country for sales.

I'm really starting to like Assurant... def in my top two carriers especially with 2 and 3 year rate guarantees...

 

[Golddoor]

Assurant- zipcode 75067 one male 35 with 31 year old spouse both non smokers and 3 children. I have the Max plan( 1000ded,80/20,35office copay,3000oop) at $1096.15

Unicare- Same zip and family under Fit plan on (1000ded, 80/20,30 off copay, 3000oop) at $618.00

Fit plan has $250.00 brand name prescript ded and Assurant $500.00 + 20% copay on brand name.

$479.00 a month savings going with Unicare!

 

[Crabcake Johnny]

Not sure what's going on with Unicare's HSA:

Unicare HSA - zip 75067 - male 40, female 40, 2 kids. $5,000 individual, $10,000 family deductible at 80% coinsurance. Drug copay start after the deductible? Rate = $482

Assurant HSA - same info - $5,700 individual deductible, $10,000 family at 80% coinsurance. Drugs are free after deductible - $452

Personally I like 100% coinsurance but it doesn't like Unicare has that option.

That's Assurant all the way. Plus you add accident production and the free HSA account. Doesn't look like Unicare has a HSA admin.

 

[STIBROKER]

Assurant- zipcode 75067 one male 35 with 31 year old spouse both non smokers and 3 children. I have the Max plan( 1000ded,80/20,35office copay,3000oop) at $1096.15

Unicare- Same zip and family under Fit plan on (1000ded, 80/20,30 off copay, 3000oop) at $618.00

Fit plan has $250.00 brand name prescript ded and Assurant $500.00 + 20% copay on brand name.

$479.00 a month savings going with Unicare!

shhhhhhhh....you keep the Assurant agents thinking they have the best rates so we will have stuff to replace....

 

[Crabcake Johnny]

No comment on the HSA comparison Scott?