Assurity Accidental Life & DI
- Thread starter mtgman
- Start date
- 614
Is anyone selling this product with good results.
The underwriting is easy or can be difficult.
What type of comm for selling this.
Thanks
110% is what I give. I know TPAAgent was using it successfully going B2B. They a 24 hr turnaround on e-apps. 2 days on paper apps.
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- 3,344
Accidental life underwriting difficult? Its not !
I sell it! Bigger 1st yr. commission but lower renewals. I use it as a last ditch effort if I can't persuade them to take at least a 2 year DI policy. I tell 'em the reason it's so cheap is because a larger percentage of claims are for health reasons than accidents. This sometimes convinces them to buy a real DI policy instead! But something is better than nothing! I like Assurity's Simplified DI with critical illness rider. Better coverage for them, better renewals for me!
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- 614
No. Some higher, some lower. What products are you wondering about? Feel free to give me a call for a complete run down.
JustinSane
Expert
- 87
On the Accid Death product, depending on if you are an agency or just an individual producer, you could get 123%....but that's only if you are more than just a "one man band". Otherwise, I think 110% is what you can expect.
Thanks Gimp, Justinsane, just saw your posts tonight. I have people tell me to go with assurity and I got an app for them on a simple life case for term, darn thing was longer than a commercial LOC app at Wells Fargo, lol. I must have made 15 mistakes on it. Good thing I got applicant to sign extra pages (I always do that when I have a new carrier), then I found out they would not write him after I already checked with underwriting about his issues, so I just got another app on another carrier. I should have done that to begin with. At least I will get decent paycheck in time for Christmas.
I recall the life commission was same as some of the rest, but I never went any further. I usually try to place the best one for the customer and let the chips fall where they will.
I recall the life commission was same as some of the rest, but I never went any further. I usually try to place the best one for the customer and let the chips fall where they will.
- 5,933
Is anyone selling this product with good results.
The underwriting is easy or can be difficult.
What type of comm for selling this.
Thanks
120% - 130% on the Individual side and renewals suck . . .
50% - 75% on Worksite side and renewals in the mid 20's . . .
Only UW is Aids / HIV and some Occupation exclusions . . .
MosesNewmanNAAIP
Super Genius
- 149
