My situation: -Working full-time through group health insurance plan. -Would like to work entirely for myself after 2014. -Wife has pre-existing health conditions (a pacemaker needing a fresh battery or new leads/pacer every 7-9 years, and had a spinal fusion at 17). So... what options will I have 1/1/2014, if any, to cover myself, my children, and especially my wife, being self-employed? Thanks.