Bankers Fidelity Short Term Care Policy

brooks

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Bankers Fidelity has a short term care policy.

I believe it only pays if policyholder is in a nursing home. As I understand it, there would be no coverage for home health care.

Are there other companies that have short term policies?

Or do you structure a LTCI policy into a short term by reducing elimination period and benefit period?
 
Brooks,
There are policies available that are Short Term Care Policies, that have benefits limited to 1 year or less.

MedAmerica is in the process of rolling out "Transitions", which is a STC product. I'm sure there are other available.

They are referred to as LTC-Lite. Personally, I'm not sure who the target market is.
 
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