BCBS of Texas Child Only Policies Available

Discussion in 'Health Insurance and Ancillary Benefits' started by SusieQ2, Jul 15, 2011.

  1. SusieQ2
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    SusieQ2 Well-Known Member

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    [FONT=&quot]BCBSTX Announces New Child-Only Coverage Policy[/FONT][FONT=&quot]
    [FONT=&quot]Applies to: Consumer Markets[/FONT][/FONT]

    [FONT=&quot]Blue Cross and Blue Shield of Texas (BCBSTX) announces the launch of a new child-only health insurance policy: Blue Pathway[/FONT][FONT=&quot]SM[/FONT][FONT=&quot]. This new product will provide coverage for children age 1 through 18 when the child is the primary insured. Blue Pathway is designed to allow members to experience the many benefits of our health insurance products, such as comprehensive provider networks and outstanding customer service. This product also complies with the requirements of the Affordable Care Act. [/FONT]
    [FONT=&quot]Beginning on July 15, individuals interested in Blue Pathway can find complete information on our website at bcbstx.com/bluepathway, or they may also call Customer Service at 800-531-4456. The enrollment period will run July 15 through Sept. 15. The first effective date for this policy will be Aug. 1.[/FONT]
    [FONT=&quot]In addition, BCBSTX is committed to reducing administrative costs for this product. For this reason, Blue Pathway will be available primarily on a direct sale basis and applications will only be available from our website at bcbstx.com/bluepathway. Brokers may assist clients in applying for Blue Pathway as one of the health insurance options available to individual customers. However, BCBSTX does not provide commissions on the sale of Blue Pathway policies.[/FONT]
    [FONT=&quot]Blue Pathway provides a good balance between price and value when compared to other programs available in the market. Eligible applicants are not required to qualify medically for coverage. However, an applicant’s medical history is considered when determining the premium rate and applicants with increased risk will receive a rate proportionate to the risk. For this reason, applicants should also consider options that they may qualify for through other state and federal programs, which may be at a lower cost.[/FONT]
    [FONT=&quot]Blue Pathway demonstrates BCBSTX's continued commitment to offering the broadest possible range of products for our members, while maintaining our strong financial position. As a mutual legal reserve company that is owned by our policyholders and not publicly traded, BCBSTX wants to maintain its presence in all segments of the individual insurance market—for adults, families, and when the primary policyholder is age 1 through 18. [/FONT]
    [FONT=&quot]For more information, please contact your account representative or the Individual Producer Service Unit at 800-531-4457.[/FONT]
     
  2. STIBROKER
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    STIBROKER Super Moderator Moderator

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    HUMMMMM......put the sick kid there and write the healthy people another plan....yea this is going to last......
     
    Last edited: Jul 15, 2011
  3. SusieQ2
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    SusieQ2 Well-Known Member

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    That's the deal no commission. I love BCBS:1mad:
     
  4. STIBROKER
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    STIBROKER Super Moderator Moderator

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    Open enrollment for Blue Pathway - Blue Cross and Blue Shield of Illinois

    Open enrollment for Blue PathwaySM and BlueChoice PathwaySM child-only policies will begin July 15th and run through August 15th

    July 8, 2011
    Blue Pathway and BlueChoice Pathway - our health insurance plans for children who do not have other major medical coverage available to them for purchase.

    • Plans for children ages 1 through 18
    • Two contracting provider network options: our broad PPO network or our BlueChoiceSM network
    • Outpatient [​IMG] prescription drug benefits, diagnostic testing, emergency care and physical, occupational and speech therapist therapy services
    • Benefits for preventive care services
    Blue Pathway and BlueChoice Pathway are "guaranteed issue" products. Children who are eligible for these plans will be approved for coverage regardless of their health status. Remember, applicants must still meet any non-health related eligibility criteria.
    Product details and enrollment materials will be posted on our website beginning July 15, 2011.
     
  5. taterpeeler
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    taterpeeler Well-Known Member

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    today is the 15th aint it? why is the webpage dead...... come on blue show me what ya got.....
     
  6. YouGotMyMoney
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    YouGotMyMoney Well-Known Member

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    who does bctx's SEO? LOL
     
  7. Yagents
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    Yagents Well-Known Member

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    No commish? Charge a $50-$100 fee to assist them. Let me know how that goes.
     
  8. taterpeeler
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    taterpeeler Well-Known Member

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    dunno... i got above the fold on several blue terms....
    - - - - - - - - - - - - - - - - - -
    i like sti idea... soak em with all the sick kiddos until the enrollment ends
     
    Last edited: Jul 15, 2011
  9. Ann H
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    Ann H Well-Known Member

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    It says the rate can be increased for medical risk. I'm not sure about TX, but in AZ they can file a new product and have a different max rate-up than they have on their other products in their portfolio. I wonder how high they can rate-up on this product, and I wonder if they positioned it specifically to get the "child-only" market, but with higher rate-ups than would have been possible under another product.
     
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