Best 5 year MYGA Florida

[jasperjohns]

Anyone seeing better then or equal to 4% on a 5 year myga for Florida? Need RMD access so Sentinel is out I assume Atlantic as well. Equitable is at 4% but rating is sooooo low. (If you are a FMO/IMO please do not reply...as I assume your reply will have something asking me to PM you for the carrier name-which is why I prefer producers to reply only.)

Fraternals are fine....best Fraternal rate I know of in FL is RNA at 3.85%.

 

[jasperjohns]

Update: Equitable was purchased by SILAC LLC which also owns Sterling Life. Rating is still B but the purchase may help stabilize the company as they attempt to diversify lines and manage LTC book.

 

[billyb]

Sentinel does allow minimum distributions, but it will cost you.

 

[jasperjohns]

Thanks billyb. Yes after the fee the rate would not be as high as Equitable; nor before, but that was what I meant.

 

[jasperjohns]

Update: Also learned that SILAC, LLC is owned by the former owner/founder Stephen Hilbert of CNO Financial....which became Conseco. Great American is also a investor in SILAC, LLC.

 

[IsaacA]

Nassau MYAnnuity 5X