Best BOP Policies For CA Small Businesses

[JimmiDrums]

Who writes good priced BOP's for small businesses in CA? I have a client w/ State Farm and I can't find any markets to compete.

Who do you like to use?

Thanks!

 

[Bertolinoins]

What does your prospect do? Certain carriers are more competitive on certain classes of business than others.

 

[JCK818]

Try The Hartford or Travelers. SHould blow anyone out of the water, unless its a high risk

 

[JimmiDrums]

What does your prospect do? Certain carriers are more competitive on certain classes of business than others.

IT Services / Consulting for one and Real Estate Services for another.

So Travelers or Hartford huh? I tried both using Superior Access and they were very expensive compared to State Farm. Maybe I'm inputting something in their rater wrong.

 

[Bertolinoins]

CNA will write an IT consultant on a BOP for their $500 minimum premium. If SF is less than that I don't know why you would want to deal with it.

 

[Soaringagent]

CNA has some great rates on certain markets

 

[Jerbond]

Jimmi
Forget the rater on Superior, it blows! Request the hard quote from underwritting, you will see the price come down. Best of luck.

 

[JimmiDrums]

Thanks! Starting in personal lines I really don't have any great direct commercial appointments. I guess I'll call some of my reps and see what I can do.