Best Carrier for 66 yr old male w/ slightly elevated PSA level

Apr 26, 2019

  1. JJ2713
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    JJ2713 Guru

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    66 yr old male
    Applied for 2 term policies -
    - $400K for 10 yrs (for mortgage protection)
    - $400K for 15 yrs (for social security protection for wife)
    Health is OK except for an elevated PSA level.

    Applied with AIG
    Tentatively Table 2 due to elevated PSA level, also assuming other health is OK; they're still doing underwriting.

    Is there any carrier that would offer a cheaper rate?
     
    JJ2713, Apr 26, 2019
    #1
  2. WinoBlues
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    WinoBlues Guru

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    Good case for a Quick Quote. I would definitely include Prudential, Banner (lower ratings cost) and Protective Custom UL, on the Protective the DT option at the end of the term may provide enough of a value point.

    Nice cases.
     
  3. ATM
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    ATM Super Genius

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    Depends. What is his PSA levels now and for how long? If you don't know you need to find out.
     
    ATM, May 2, 2019
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  4. JJ2713
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    PSA 6.12 on the lab results from the exam

    don't know for how long
     
    JJ2713, May 8, 2019
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