Best Dental Plans Available Right Now?

[Zoaty]

Hello Fellow Agents,

I'm an independent and am curious on your thoughts of which dental plans offer the most value to clients?

I know there are numerous dental carriers, so any thoughts you may have would be appreciated, and what some key benefits are.

Thank you,

Randy

 

[goillini52]

Hello Fellow Agents,

I'm an independent and am curious on your thoughts of which dental plans offer the most value to clients?

I know there are numerous dental carriers, so any thoughts you may have would be appreciated, and what some key benefits are.

Thank you,

Randy

Manhattan Assurance has a pool of money that can be used for dental or vision or hearing aids, or a combination. No network.

 

[rousemark]

Hello Fellow Agents,

I'm an independent and am curious on your thoughts of which dental plans offer the most value to clients?

I know there are numerous dental carriers, so any thoughts you may have would be appreciated, and what some key benefits are.

Thank you,

Randy

For non payroll plans, I also think Manhattan Assurance (CUL) has one of the best plans available.

 

[TampaHound]

I would concur with CUL, but I also like Spirit Dental - Dental Insurance Plans for Families, Individuals and Seniors - Spirit Dental It's part of the Ameritas group and may not be available in all states.

The Spirit plan is the best of the Ameritas options IMHO

 

[goillini52]

I would concur with CUL, but I also like Spirit Dental - Dental Insurance Plans for Families, Individuals and Seniors - Spirit Dental It's part of the Ameritas group and may not be available in all states.

The Spirit plan is the best of the Ameritas options IMHO

Weak on vision add on and no hearing aids.

 

[ExProgrammer]

Manhattan Assurance has a pool of money that can be used for dental or vision or hearing aids, or a combination. No network.

You've had it for a couple of years now, right? Do you always get reimbursed or do they coordinate with providers to pay them directly?

 

[goillini52]

You've had it for a couple of years now, right? Do you always get reimbursed or do they coordinate with providers to pay them directly?

My dentist takes the card and there've been no problems. I'm at 80%.

 

[ExProgrammer]

My dentist takes the card and there've been no problems. I'm at 80%.

That's good commission for a DVH plan! Just kidding. I know you mean the reimbursement percentage. What about your optometrist? It's up to the provider whether or not they want to work with them directly, right?

 

[goillini52]

That's good commission for a DVH plan! Just kidding. I know you mean the reimbursement percentage. What about your optometrist? It's up to the provider whether or not they want to work with them directly, right?

Yes. Walmart won't take the card(they only take 1 or 2), so you send in the receipt and Manhattan reimburses you.

80% would be a nice commission. Much better than 55%.

 

[TampaHound]

Weak on vision add on and no hearing aids.

They said Dental. Although I do agree that CUL is the best overall supplemental plan.