Best DI for White Collar?

[gettingstarted]

who is the best DI co. for white collar? I've heard Berkshire/Guardian...

Thx.

 

[Mark]

Assurity Life or M.O.O.

 

[arnguy]

You done heard right for white collar!

 

[Death Cab For Tootie]

Assurity Life or M.O.O.

Based on what criteria? Premium? Or definition of disability? I can see if you're talking about price, but one should never sell disability based strictly on a lower premium. It should also be based on the definition of disability. By that, the OP should look at Berkshire and Mass Mutual. Especially if the prospective client has a speciality or advance degrees, the inclusion of own occupation language to 65 is a huge selling point.

 

[bluemarlin08]

Do they want a non can policy?

 

[VolAgent]

Do they want a non can policy?

Honestly, who wouldn't want a non can policy? I've yet to meet a person who doesn't like the idea. Everyone always worries about the premium going up. The real question is, can they afford a non can policy.

 

[Death Cab For Tootie]

Honestly, who wouldn't want a non can policy? I've yet to meet a person who doesn't like the idea. Everyone always worries about the premium going up. The real question is, can they afford a non can policy.

Exactly. DI is the one insurance you cannot afford to skimp on.

 

[dgoldenz]

Based on what criteria? Premium? Or definition of disability? I can see if you're talking about price, but one should never sell disability based strictly on a lower premium. It should also be based on the definition of disability. By that, the OP should look at Berkshire and Mass Mutual. Especially if the prospective client has a speciality or advance degrees, the inclusion of own occupation language to 65 is a huge selling point.

^^^^^^This.

 

[bluemarlin08]

Options, that is what you give the prospect.

 

[Winter_123]

Is MOO's disability "own occ"?