Best Health Insurance Broker?

[Waterfront Financial]

Who's the best heath insurance broker to be appointed with?

New agent to the forums, any thoughts would be appericated.

 

[taterpeeler]

go direct, dont use mga's... or "brokers"... go direct... screw the middle man

 

[Crabcake Johnny]

Easy: Health Choice One - Health Insurance, Medical Insurance, Life Insurance, Denver, Colorado

 

[Mr. Bill]

They all have external and internal wholesalers, use them for information and assistance. That's what they're there for, and best of luck!

 

[joshril]

go direct, dont use mga's... or "brokers"... go direct... screw the middle man

Sometimes agents can get a higher contract through a GA/MGA versus going direct and in many cases not forfeit the perks (i.e. trips, bonuses, etc.).

I definitely agree that all agents should do their due diligence and not get ripped of. This includes getting an upfront release.

 

[Crabcake Johnny]

GR starting: 15%
HCO starting for GR: 20%

I've also seen plenty of Assurant RSDs put newbies at 15% instead of street.

 

[joshril]

GR starting: 15%
HCO starting for GR: 20%

I've also seen plenty of Assurant RSDs put newbies at 15% instead of street.

Not to mention advances for agents that want them...

 

[Crabcake Johnny]

True - and who knows - you write some production and get with the right agency you can make far more than you ever could if direct.

 

[somarco]

If I were starting fresh I would look for an agency that offers training, leads and numerous carriers. There is at least one agency in Atlanta that fits that bill . . . could be more, but one that I do know.

I would never work for them beyond 12 - 18 months. Just long enough to learn the business and get my footing.

There is plenty of time to go independent and escape the shackles of a GA.

 

[InsuranceBenefitsGroup]

You should use a local GA (General Agent) that will release you when/if you wish to move on. Going direct will have you as earned and listless. Going thru a large out of state MGA (Health Choice One) is not necessary.

The local GA will know your local market niches where others wont.