Best IUL

Aug 3, 2018

  1. pfg1
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    pfg1 Guru

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    State:
    Virginia
    What makes them better than the others listed? Like Penn, Allianz, AIG, Minn, etc
    I know NA is considererd very good but what do you feel puts them squarely ahead of the others? Curious, not bashing.
     
    pfg1, Dec 23, 2018
    #51
  2. scagnt83
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    scagnt83 Worldwide Expert of Everything

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    State:
    South Carolina
    No reason for an agent to sell North American unless they just dont know what they are doing and need an IMO to hold their hand... which means they shouldnt be selling IUL in the first place.

    Midland is basically the exact same policy (same parent company, basically "sister" policies) but with lower expenses and better CV performance. (last I compared the two at least)

    Of course a recruiter for an IMO is never going to tell you that, because Midland contracts direct and bypasses IMOs.
     
    Last edited: Dec 23, 2018
  3. AboutThatLife
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    AboutThatLife Guru

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    I dont think midland is objectively better though. I have seen many other carriers illustrate higher initial db's and better policy values.
     
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