Best Rates on Universal Life and Term Life Insurance

[financewizusa]

Hello Everyone,

I will like to get some opinion on who has the best rates for TERM and UL for FULL UW or Simplified Issue NON FACE TO FACE.

I currently use NORTH America for most of my business, and they had incredible rates, but I need some other options please.

Thank You

 

[jboussea]

Hello Everyone,

I will like to get some opinion on who has the best rates for TERM and UL for FULL UW or Simplified Issue NON FACE TO FACE.

I currently use NORTH America for most of my business, and they had incredible rates, but I need some other options please.

Thank You

use a quoter and you'll get all the information you need

www.term4sale.com


protective seems to rank high ..

Sagicor for Non med

 

[TomZack]

I have good luck with Ohio National, especially for FU term with most ages. Ditto with their UL

Very competitive rates. decent underwriting overall

 

[aclaro]

Look to accelerated underwriting...SBLI, John Hancock, Banner, Lincoln, Principal. They really are making SI obsolete.

 

[WinoBlues]

Best?

Really depends. Age, med Hx, build, amount and their tolerance for the underwriting process.

Second the accelerated underwriting comment. Also the using a quoter to zero in on the leaders in your average client profile.

 

[eersfan]

Hello Everyone,

I will like to get some opinion on who has the best rates for TERM and UL for FULL UW or Simplified Issue NON FACE TO FACE.

I currently use NORTH America for most of my business, and they had incredible rates, but I need some other options please.

Thank You

Your question is like asking how high is up.