Best term life company?

Jack46

New Member
6
Would love some advice. I have a 47 year old man looking for $150,000 to $200,000 30 year term policy? What is the best company with the best premium? Thank you!
 
I think he is healthy. Please recommend a few companies you like. Thanks for the response Rob!
 
I think he is healthy. Please recommend a few companies you like. Thanks for the response Rob!


What is the best hammer?

To broad of a question.

Best for smokers or tookers?
Best conversion options?
Best comp?
Best in your state?
Best for a newbie to write?
Best price?
Best included riders.
Best optional riders?
Best no exam company?
Best face to face company?
Best phone company?
Best A+ company?
Best options in year 31?

Do you have an upline? Do they offer the best? How long have you been selling insurance?

I am sure I sound like an ass. However, my best is derived from my experience and biases.

Give us an idea what He wants.
 
Here is the top 5 on the list... A good broker will have a comparative tool for you to use where you just run the rate and let the carriers pick themselves. Over time you develop your favorites... If you need a good broker hit me up and I'll get you in touch with my people.


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TermAccel (eTicket)
Preferred Plus NonTobacco
Age Nearest: 47
$50.26/mth

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OPTerm
Preferred Plus Non-Tobacco
Age Nearest: 47
$51.12/mth

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Your Term
Preferred Plus Non-Tobacco
Age Nearest: 47
$51.98/mth


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Promise Term
Preferred Best No Nicotine Use
Age Nearest: 47
$52.71/mth

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AG Select A Term
Preferred Plus Non-Tobacco
Age Nearest: 47
$53.64/mth
 
Here is the top 5 on the list... A good broker will have a comparative tool for you to use where you just run the rate and let the carriers pick themselves. Over time you develop your favorites... If you need a good broker hit me up and I'll get you in touch with my people.


Logo

TermAccel (eTicket)
Preferred Plus NonTobacco
Age Nearest: 47
$50.26/mth

Logo

OPTerm
Preferred Plus Non-Tobacco
Age Nearest: 47
$51.12/mth

Logo

Your Term
Preferred Plus Non-Tobacco
Age Nearest: 47
$51.98/mth


Logo

Promise Term
Preferred Best No Nicotine Use
Age Nearest: 47
$52.71/mth

Logo

AG Select A Term
Preferred Plus Non-Tobacco
Age Nearest: 47
$53.64/mth
These are preferred plus at least show him standard lol. Damn near nobody qualifies for preferred plus/best.
 
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