Blue Cross Health Insurance Cancelled, Switched to Medi-cal

Discussion in 'Senior Insurance Forum' started by tkuhug, Mar 18, 2015.

  1. tkuhug
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    tkuhug New Member

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    My mom is 52 and was enrolled under Blue Shield for health insurance for the past year or so. She has been up-to-date on payments and there were no issues. However, she recently received a HealthNet ID Card and found out she was switched to Medi-Cal.

    Does anyone know why this is? We are a 4-person family, parents income total to about 30k, I am 26 part-time student with part-time job, and also have a brother who is 16.

    I'm thinking it was a glitch in their system that she was approved for Blue Shield initlally, and now realized their mistake?

    She went to the local medi-cal office today to cancel her medi-cal today. I was not aware of this until now, but with the upcoming penalty fees that was not a wise thing to do was it.
     
  2. Chazm
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    Chazm Well-Known Member

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    I'm sure greensky can answer this but isn't Medi-cal their version of Medicaid? Why in the world would she cancel that?
     
  3. DS4
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    DS4 Well-Known Member

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    A 4 person family under $33,000, all family members would be eligible for Medi-Cal.
    Regarding the HealthNet Id card, this is probably through Medi-Cal.
    Your mother probably lives in California in a large metro city.
    Did your mother ever receive a cancellation notice from Blue Shield, or, is it Blue Cross?
    Probably not.
    Therefore, your mother is probably still primary with Blue ????? and secondary with Medi-Cal.
    This is my best guess given the limited information in your post.
     
  4. Dave020
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    Dave020 Super Moderator Moderator

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    Income at or below 138% FPL triggers MAGI Medi-Cal. Covered CA makes the call on this, not the health plan. The FPL for 2015 is somewhat higher than these numbers. See attached chart from Covered CA.
     

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