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Please pardon my ignorance on this subject.
I sell mostly Medicare and other supplements, and some FE to my 65+ clients.
I'm turning 50 next month, am single (no children) and have a small mortgage. I want to buy a 20-year, $200,000 term for the balance (plus other miscellaneous bills), and maybe a 10-pay, $15,000 FE policy. My goal is NOT to be paying on a FE policy until I pass away.
I also plan to buy a LTC policy when I'm 55, but I'm not sure yet what kind. I just want to be sure right now I have something in place in case I die my extended family can bury me, sell my condo and have the money.
Also, since I would write the policies on myself, would I be paid as earned, advanced, etc?
Thanks
I sell mostly Medicare and other supplements, and some FE to my 65+ clients.
I'm turning 50 next month, am single (no children) and have a small mortgage. I want to buy a 20-year, $200,000 term for the balance (plus other miscellaneous bills), and maybe a 10-pay, $15,000 FE policy. My goal is NOT to be paying on a FE policy until I pass away.
I also plan to buy a LTC policy when I'm 55, but I'm not sure yet what kind. I just want to be sure right now I have something in place in case I die my extended family can bury me, sell my condo and have the money.
Also, since I would write the policies on myself, would I be paid as earned, advanced, etc?
Thanks