Can I Be Appointed with P&C if I Am Selling Health Insurance Now

Discussion in 'General Insurance Agent Discussions' started by dromine73, Sep 11, 2017.

  1. dromine73
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    dromine73 New Member

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    Hello, my question is this, can I become appointed with a P&C company if my main focus is health insurance? I currently have a main focus on Medicare Advantage and sups but I also do ACA stuff as well. I have had a few clients ask me about auto or home or renters. Is it possible for me to help them? If so what is the best approach?


    Thank you.
    Doug
     
  2. Dave020
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    Dave020 Super Moderator Moderator

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    You could, but I'm not sure how easy it would be break into P&C as a new independent.

    If it were me, I would seek out a P&C agent who does not sell Medicare or ACA and work with that agent cross referring. He/she does the P&C you send them, you do the Medicare/IFP they send you.

    In the long run I think you'd do better, make more money and build a better relationship with your health clients.

    Just my $.02
     
  3. dromine73
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    dromine73 New Member

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    Thank you Dave, do you find it easier to go to a local insurance brokerage or seek out maybe a SF or Allstate agent?

    Thanks
     
  4. Dave020
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    Dave020 Super Moderator Moderator

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    I'd look for an independent agent first. SF, Farmers and others may sell in your market with offerings in individual health, life and Medicare Supplements.
     
  5. BADTROUT
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    BADTROUT Super Genius

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    Yes you can... what state are you in?
     
  6. dromine73
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    dromine73 New Member

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  7. BADTROUT
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    BADTROUT Super Genius

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    I have an outfit called Horizon Agency Systems that would help in your situation with appointments etc etc... what I would do if you are comfortable with the products on the P&C side is look at an aggregator (with no non compete) like Insurance Noodle or Agent Secure etc etc where you can gain access to trusted carriers, and earn a bit of commission and consult properly with your clients. Once you have enough business there to get a direct appointment you can lose them and go direct. Not a perfect answer, but I hope it helps.

    For the record, I am in WA and CA already so it shouldn't be long and we may get into Oregon but for now you could get started right away with one of those outfits.
     
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