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I have been reading a lot about the Medicare plans and I am pretty confused. If I understand correctly, when a person can sign up for Medicare between 65 and 65 1/2. If they have a group policy, they can wait until they no longer work for the employer to sign up.
Once signed up, the person can make one change and then he or she is locked in forever, correct?
Medicare Advantage plans replace Medicare and are free? They work like a regular individual insurance plan. There are OOP max's.
Please feel free to add anything else that I am totally off base about.
Once signed up, the person can make one change and then he or she is locked in forever, correct?
Medicare Advantage plans replace Medicare and are free? They work like a regular individual insurance plan. There are OOP max's.
Please feel free to add anything else that I am totally off base about.